US Patent Issued to Visa International Service Association on Oct. 7 for "Decentralized processing of interactions on delivery" (California Inventor)

ALEXANDRIA, Va., Oct. 8 -- United States Patent no. 12,438,861, issued on Oct. 7, was assigned to Visa International Service Association (San Francisco).

"Decentralized processing of interactions on delivery" was invented by Sivanarayana Gaddam (Santa Clara, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method includes generating, by a user device, an initial authorization request message for an interaction to obtain a resource from a resource provider. The user device transmits the initial authorization request message to a first node in a proxy network, wherein the first node processes the initial authorization request message and transmits a routing message to a second node in the proxy network ...