ALEXANDRIA, Va., Oct. 28 -- United States Patent no. 12,456,116, issued on Oct. 28, was assigned to Visa International Service Association (San Francisco).

"System and method utilizing chain of trust" was invented by Anjana Surin (San Francisco), Alan Johnson (Herriman, Utah), Ansar Ansari (San Francisco), Jalpesh Chitalia (Castro Valley, Calif.), Ramesh Shankar (San Francisco), Manjush Menon (San Francisco), Mark Cline (San Francisco), Sanjeev Sharma (San Francisco) and Sayeed Mohammed (San Francisco).

According to the abstract* released by the U.S. Patent & Trademark Office: "Embodiments of the invention are directed to systems and methods for authenticating a user device using an authenticating device that has previously been associate...