ALEXANDRIA, Va., Oct. 28 -- United States Patent no. 12,457,096, issued on Oct. 28, was assigned to Visa International Service Association (San Francisco).
"Gateway agnostic tokenization" was invented by Sivanarayana Gaddam (San Francisco), Pratyay Mukherjee (Santa Clara, Calif.) and Gaven Watson (Palo Alto, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Methods and systems for gateway agnostic tokenization are disclosed. Gateway agnostic tokenization enables a resource provider to quickly, safely, and efficiently route a token for authorization via any appropriate gateway computer. As part of an interaction with a user, a resource provider can transmit a token to an edge computer. The edge computer c...