US Patent Issued to Visa International Service Association on Oct. 21 for "Integration of verification tokens with mobile communication devices" (California Inventor)

ALEXANDRIA, Va., Oct. 28 -- United States Patent no. 12,450,590, issued on Oct. 21, was assigned to Visa International Service Association (San Francisco).

"Integration of verification tokens with mobile communication devices" was invented by Ayman Hammad (Pleasanton, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method is disclosed. The method includes receiving, by a computer from a portable device via near field communications, a primary account number. The method includes transmitting, by the computer, to a validation entity computer over a communications network comprising the Internet or a cellular phone network, a request for dynamic account information associated with the primary account nu...