US Patent Issued to Visa International Service Association on Oct. 14 for "System, method, and computer program product for exchanging transaction data" (British Inventors)

ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,443,945, issued on Oct. 14, was assigned to Visa International Service Association (San Francisco).

"System, method, and computer program product for exchanging transaction data" was invented by Roshankumar Vishin Nichani (Winchester, Great Britain), Adam Foster (Thatcham, Great Britain), Anatolie Popusoi (Calcot, Great Britain) and Youwan Thapa (Basingstoke, Great Britain).

According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed are methods for exchanging transaction data, including transmitting a first public encryption key and transaction data associated with a transaction to a computing device via a near field communication (NFC) connection, receivin...