ALEXANDRIA, Va., Nov. 6 -- United States Patent no. 12,462,250, issued on Nov. 4, was assigned to Visa International Service Association (San Francisco).
"Mobile payments using multiple cryptographic protocols" was invented by Shashank Agrawal (Sunnyvale, Calif.), Dmitri Bannikov (Mountain View, Calif.), Atul Luykx (San Francisco), Payman Mohassel (San Jose, Calif.), Sergey Smirnoff (Palo Alto, Calif.), Selvaganesh Vasudevan (Foster City, Calif.) and Gaven Watson (Palo Alto, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, methods, and computer readable media are provided for improving the usability of a cryptogram generated in a first cryptographic protocol such as triple-DES. The methods may ...