ALEXANDRIA, Va., Nov. 11 -- United States Patent no. 12,470,391, issued on Nov. 11, was assigned to Visa International Service Association (San Francisco).
"Multiple interaction processing" was invented by Santosh Lachhman Achhra (Singapore) and Anirudh Srinivas Madhavan (Singapore).
According to the abstract* released by the U.S. Patent & Trademark Office: "A method is disclosed. The method includes processing a group interaction request for an interaction involving a group. Better assurance for the interaction is provided by providing a one-time password that has a number of portions that are sent to a plurality of user devices. The portions are received and one user device may concatenate the portions to form the one-time password. It ...