US Patent Issued to Visa International Service Association on Nov. 11 for "Method, system, and computer program product for enhanced one-time password-based transaction authorization" (Singaporean Inventor)

ALEXANDRIA, Va., Nov. 11 -- United States Patent no. 12,469,028, issued on Nov. 11, was assigned to Visa International Service Association (San Francisco).

"Method, system, and computer program product for enhanced one-time password-based transaction authorization" was invented by Ayushi Rastogi (Punggol, Singapore).

According to the abstract* released by the U.S. Patent & Trademark Office: "Described are a method, system, and computer program product for enhanced one-time password-based transaction authorization. The method includes receiving a transaction request initiated by a user, and generating and transmitting a one-time password (OTP) to a user communication device of the user. The method also includes receiving a response code fr...