ALEXANDRIA, Va., June 10 -- United States Patent no. 12,293,286, issued on May 6, was assigned to Visa International Service Association (San Francisco).

"Generating input data for a machine learning model" was invented by Peng Wu (San Francisco), Olawunmi George (San Francisco), Quingguo Chen (San Francisco) and Yiwei Cai (San Francisco).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computer-implemented method includes, for each of a set of training dates: receiving, for each of a sequence of dates including the training date, an input data array representing values of a predetermined set of date-dependent features; receiving a target output corresponding to an evaluation of a predetermined metric at the ...