ALEXANDRIA, Va., June 17 -- United States Patent no. 12,314,944, issued on May 27, was assigned to Visa International Service Association (San Francisco).
"Instant token issuance" was invented by Mohammad Al-Bedaiwi (Round Rock, Texas), Meredith Altenhofen (San Francisco) and Jason Blackhurst (San Francisco).
According to the abstract* released by the U.S. Patent & Trademark Office: "A user can request provisioning of account information for an account to a plurality of resource providing entities. The account may be a new or existing account issued by an authorization computer. The authorization computer may prompt the user to select one or more resource providing entities to which to provision a token associated with the account. Proces...