US Patent Issued to Visa International Service Association on May 20 for "Tokenized contactless transaction enabled by cloud biometric identification and authentication" (California Inventors)

ALEXANDRIA, Va., June 16 -- United States Patent no. 12,307,450, issued on May 20, was assigned to Visa International Service Association (San Francisco).

"Tokenized contactless transaction enabled by cloud biometric identification and authentication" was invented by Yuexi Chen (Foster City, Calif.), Nicholas Vondrak (San Carlos, Calif.) and Erik Friend (Mountain View, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Described herein are a system and techniques for conducting transactions upon receiving a biometric sample from a user. In some embodiments, a security device obtains a biometric sample from a user. The security device then provides the biometric sample, or a biometric template derived ther...