US Patent Issued to Visa International Service Association on May 13 for "Systems and methods for enhanced authorization messages" (California Inventors)

ALEXANDRIA, Va., June 12 -- United States Patent no. 12,301,581, issued on May 13, was assigned to Visa International Service Association (San Francisco).

"Systems and methods for enhanced authorization messages" was invented by Craig O'Connell (San Mateo, Calif.) and Karl Newland (Pacifica, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Techniques for authorizing a transaction or interaction of a user that is modified by authentication information for the same user are described herein. In embodiments, an authorization request message for a transaction and a session identifier may be received from a transport computer or a resource provider computer. A portion of pre-analyzed data about the user and ...