US Patent Issued to Visa International Service Association on May 13 for "Efficient and secure authentication system" (British, American Inventors)

ALEXANDRIA, Va., June 12 -- United States Patent no. 12,301,580, issued on May 13, was assigned to Visa International Service Association (San Francisco).

"Efficient and secure authentication system" was invented by Mark Nelsen (Oakland, Calif.), David William Wilson (Camberley, Great Britain), Guido Mangiagalli (London), Anjana Neera Surin (Foster City, Calif.), Sayeed Mohammed (Foster City, Calif.), Alan Johnson (Herriman, Utah), Phillip Lavender (Foster City, Calif.) and Glenn Powell (Fremont, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "An authentication request message from a user conducting an interaction at a resource provider computer is received. It is determined that data representing an i...