US Patent Issued to Visa International Service Association on June 3 for "System, method, and computer program product for authenticating a user for a transaction" (California Inventors)

ALEXANDRIA, Va., June 4 -- United States Patent no. 12,321,926, issued on June 3, was assigned to Visa International Service Association (San Francisco).

"System, method, and computer program product for authenticating a user for a transaction" was invented by Sivanarayana Gaddam (Santa Clara, Calif.) and Bryan Carroll (Livermore, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system, method, and computer program product for authenticating a user for a transaction; generate an electronic wallet key pair including an electronic wallet public key and a corresponding electronic wallet secret key, the electronic wallet key pair associated with an electronic wallet transaction processing system; receive ...