ALEXANDRIA, Va., June 19 -- United States Patent no. 12,333,521, issued on June 17, was assigned to Visa International Service Association (San Francisco).
"Portable device-based transaction" was invented by John Markh (Burlington, Canada).
According to the abstract* released by the U.S. Patent & Trademark Office: "Embodiments are directed to using an NFC capable portable device to conduct a transaction at a resource provider location. The portable device (e.g., a wearable device, a physical token) may be temporarily associated with a user account at the resource provider location. The resource provider location includes one or more terminals that are configured to generate a list of items (e.g., items picked by the user) to be associated...