US Patent Issued to Visa International Service Association on June 17 for "Communication device using virtual access device and transaction applet" (California Inventors)

ALEXANDRIA, Va., June 19 -- United States Patent no. 12,335,245, issued on June 17, was assigned to Visa International Service Association (San Francisco).

"Communication device using virtual access device and transaction applet" was invented by Sumit Amar (Foster City, Calif.) and Saloni Mahajan (Fremont, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "An application data exchange technique may include a communication device establishing a communication channel with an access device, receiving an access device profile of the access device, and emulating a virtual access device on the communication device based on the access device profile. The virtual access device executing on the communication devic...