ALEXANDRIA, Va., July 9 -- United States Patent no. 12,354,107, issued on July 8, was assigned to Visa International Service Association (San Francisco).

"System, method, and computer program product for learning continuous embedding space of real time payment transactions" was invented by Shi Cao (Austin, Texas), Xiao Tian (Austin, Texas) and Chiranjeet Chetia (Round Rock, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "Methods, systems, and computer program products for learning continuous embedding space of real time payment (RTP) transactions are provided. A method may include receiving RTP data including a plurality of attributes, including a sender and a receiver. One attribute is selected as a ta...