ALEXANDRIA, Va., July 30 -- United States Patent no. 12,373,810, issued on July 29, was assigned to Visa International Service Association (San Francisco).

"Keyboard application with third party engagement selectable items" was invented by Margaret Szeto (Mountain View, Calif.), Peng Zhao (San Jose, Calif.), Prerak Diwakar Trivedi (Foster City, Calif.), Dziyana Nikolaevna Klimovich (San Francisco) and Yobel Muchang (Dubai, United Arab Emirates).

According to the abstract* released by the U.S. Patent & Trademark Office: "Embodiments of the invention are directed to an embodiment of a keyboard application in which a plurality of selectable items (representing keys) are associated with transactions. The keyboard application may be imported i...