ALEXANDRIA, Va., July 3 -- United States Patent no. 12,348,612, issued on July 1, was assigned to Visa International Service Association (San Francisco).
"System, method, and computer program product for data security" was invented by Sivanarayana Gaddam (Santa Clara, Calif.), Yogesh Lokhande (Kada Agrahara, India) and Biju Abraham (Fremont, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, methods, and computer program products for data security store, in memory, a plurality of ciphers in association with a plurality of public keys, the plurality of ciphers including a plurality of secret keys encrypted with a key encryption key, and the plurality of secret keys corresponding to the plurality o...