ALEXANDRIA, Va., July 3 -- United States Patent no. 12,346,903, issued on July 1, was assigned to Visa International Service Association (San Francisco).
"Identification and verification for provisioning mobile application" was invented by Vishwanath Shastry (Mountain View, Calif.), Shalini Mayor (Foster City, Calif.) and Calvin Chen (Fremont, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Embodiments are directed to the generation of a token associated with a status. The status of the token may affect how the token is treated and the types of restrictions placed on the token. The status of the token may indicate that the token is generated based on verification of secure user data. Alternatively, the...