ALEXANDRIA, Va., Jan. 29 -- United States Patent no. 12,211,045, issued on Jan. 28, was assigned to Visa International Service Association (San Francisco).

"System, method, and computer program product for virtual accounts based on biometric measurements" was invented by Cesar M. Otero (Boulder Creek, Calif.), Murali Krishnan Sreenivasan (Pleasanton, Calif.), Preska Sharma (Urbana, Ill.) and Libby Annie Kurien (Santa Clara, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Provided is a method for providing a virtual account based on a biometric measurement, the method includes receiving biometric data associated with a biometric measurement of an individual, generating an virtual account of the individu...