ALEXANDRIA, Va., Jan. 20 -- United States Patent no. 12,531,839, issued on Jan. 20, was assigned to Visa International Service Association (San Francisco).

"Techniques for securely communicating sensitive data for disparate data messages" was invented by Andreas Aabye (San Mateo, Calif.) and Christian Aabye (Redwood City, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods are disclosed for securely communicating sensitive such as an identifier. A user device may receive a first message comprising a terminal type indicator. For certain values of the terminal type indicator, the user device may be configured to transmit a request message comprising a first identifier and an encrypted ide...