ALEXANDRIA, Va., Feb. 26 -- United States Patent no. 12,235,939, issued on Feb. 25, was assigned to Visa International Service Association (San Francisco).
"Authentication system with message conversion" was invented by Mark Allen Nelsen (Oakland, Calif.), Craig O'Connell (San Mateo, Calif.), Karl Newland (Foster City, Calif.) and Douglas Fisher (Mountain View, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "A server computing device receives authentication request messages formatted according to a first message format from a party via a computing device of a user involved in a transaction, translates the messages into modified authentication request messages formatted according to a second message for...