ALEXANDRIA, Va., Feb. 17 -- United States Patent no. 12,555,089, issued on Feb. 17, was assigned to Visa International Service Association (San Francisco).

"Method, system, and computer program product for generating a payment device using a virtual environment" was invented by Govind Ramachandran Nair (Mumbai, India).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computer-implemented method includes: receiving user identifying data; launching a virtual environment including an interactive graphical user interface configured to receive user selection inputs; in the virtual environment: receiving a first user selection input selecting an avatar corresponding to a payment device reward; associating the avatar...