ALEXANDRIA, Va., Dec. 31 -- United States Patent no. 12,511,645, issued on Dec. 30, was assigned to Visa International Service Association (San Francisco).

"Method, system, and computer program product for processing transactions using electronic wallets" was invented by Francois Hribovsek (Singapore), Matthew James Wood (Sentosa, Singapore), Previn Pillay (Singapore), Preethi Mariappan (Berlin), Samuel Andrew Mason (Singapore), Karthikeyan Palanisamy (Singapore), Nathanael Eduard Posumah (Singapore) and Pallavi Amit Lele (Singapore).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computer-implemented method includes: storing, by a payment application, payment device data including: first and second payment ...