US Patent Issued to Visa International Service Association on Aug. 19 for "System, method, and computer program product for dynamic passcode communication" (Ohio Inventors)

ALEXANDRIA, Va., Aug. 20 -- United States Patent no. 12,393,937, issued on Aug. 19, was assigned to Visa International Service Association (San Francisco).

"System, method, and computer program product for dynamic passcode communication" was invented by Siddhartha Chikatamalla (Mentor, Ohio) and Chandra S. Balasubramanian (Shaker Heights, Ohio).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, methods, and computer program products for dynamic passcode communication use a merchant application installed on a user device that receives transaction data associated with a transaction at a merchant system. The transaction data may include an account identifier associated with an account at an issuer system. T...