ALEXANDRIA, Va., Aug. 20 -- United States Patent no. 12,393,673, issued on Aug. 19, was assigned to Visa International Service Association (San Francisco).
"Digital instant issuance with instant processing" was invented by Shoon Ping Wong (Centennial, Colo.) and Justin Monk (Higlands Ranch, Colo.).
According to the abstract* released by the U.S. Patent & Trademark Office: "An entity may generate digital account credentials when a new account is approved for generation by an authorizing entity that controls or issues new accounts. A user may contact an authorizing entity to open a new account with the authorizing entity. The authorizing entity may authenticate the user and may approve a new account to be generated for the user. The user ma...