ALEXANDRIA, Va., Aug. 12 -- United States Patent no. 12,386,929, issued on Aug. 12, was assigned to Visa International Service Association (San Francisco).

"Engine for configuring authentication of access requests" was invented by Cory Siddens (Mountain View, Calif.), Andrew John Bruno Naumann Zu Koenigsbrueck (Princeton, N.J.) and Ali Chamseddine (London).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method comprises a security evaluation computer receiving access data from a user device of a user during an access request. The security evaluation computer analyzes the access data using authentication rules that each specify one of a plurality of authentication protocols for authenticating the user or the ...