US Patent Issued to Visa International Service Association on April 22 for "Efficient token provisioning system and method" (California Inventor)

ALEXANDRIA, Va., June 6 -- United States Patent no. 12,284,285, issued on April 22, was assigned to Visa International Service Association (San Francisco).

"Efficient token provisioning system and method" was invented by Deepak Tomar (Fremont, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method is disclosed. The method includes receiving, by a token service computer, a detokenization request message comprising a first token from a network processing computer, and then determining a first credential that is stored in association with the first token in a database. The method includes determining a user identifier that is stored in association with the first credential in the database, determining t...