ALEXANDRIA, Va., June 5 -- United States Patent no. 12,277,537, issued on April 15, was assigned to Visa International Service Association (San Francisco).

"Multi-directional wallet connector apparatuses, methods and systems" was invented by Thomas Purves (San Francisco), Shilpak Mahadkar (Singapore), Tenni Theurer (Foster City, Calif.) and Ayman Hammad (Foster City, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "The W-CONNECTOR ("W-CONNECTOR") facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share accou...