ALEXANDRIA, Va., July 9 -- United States Patent no. 12,353,447, issued on July 8, was assigned to VISA EUROPE Ltd. (London).

"Account association systems and methods" was invented by Malcolm Lewis (London) and Boris Taratine (London).

According to the abstract* released by the U.S. Patent & Trademark Office: "Embodiments of the present disclosure comprise methods, apparatus and computer readable instructions for establishing a relationship between user accounts. A first account association request message in relation to a first user account in an account based system is received. A first source account identifier which corresponds to the first user account and a first target account identifier which corresponds to the second user account ...