ALEXANDRIA, Va., July 30 -- United States Patent no. 12,373,814, issued on July 29, was assigned to Valeur Declaree (Paris).

"Item of fine jewelry having payment means" was invented by Fanny Clerc (Paris).

According to the abstract* released by the U.S. Patent & Trademark Office: "The invention relates to an item of jewellery (1), in particular a ring, bracelet or pendant, comprising: a body (2) having an inner surface (3), an outer surface (4) and an opening (5) passing through the body (2) from the inner surface (3) to the outer surface (4), the body (2) being made of a material selected from gold, silver, platinum, titanium, palladium, steel or vermeil; an outer shell (10) forming part of the outer surface of the item of jewellery (1) ...