ALEXANDRIA, Va., Sept. 23 -- United States Patent no. 12,423,707, issued on Sept. 23, was assigned to United Services Automobile Association (USAA) (San Antonio).
"Home router authentication device" was invented by Ryan Thomas Russell (The Colony, Texas), Gregory Brian Meyer (San Antonio), Steven Michael Bernstein (San Antonio), David Ira Waters Jr. (San Antonio) and Patrick Michael Luberus (San Antonio).
According to the abstract* released by the U.S. Patent & Trademark Office: "A user authorization device (or UAD) physically connected to a user's router to aid in the authentication of the user. A bank server polls the user's router to verify that the UAD is connected to the router before granting the user the capability to perform trans...