ALEXANDRIA, Va., Oct. 8 -- United States Patent no. 12,437,342, issued on Oct. 7, was assigned to United Services Automobile Association (USAA) (San Antonio).
"Tracking risk behavior profile and controlling devices based on gameplay data" was invented by William Preston Culbertson II (Plant City, Fla.), Gregory David Hansen (Fuquay Varina, N.C.), Keegan Patrick Hayes (Whitestown, Ind.), Mark Anthony Lopez (Helotes, Texas), Will Kerns Maney (New York City, N.Y.) and Steven Michael Bernstein (San Antonio).
According to the abstract* released by the U.S. Patent & Trademark Office: "A risk analysis system is configured to collect and monitor sensor data associated with a user to generate an insurance policy or recommend products/services that...