ALEXANDRIA, Va., Oct. 28 -- United States Patent no. 12,456,120, issued on Oct. 28, was assigned to United Services Automobile Association (USAA) (San Antonio).

"Systems and methods for managing combinations of verification data and transaction data" was invented by Jennifer Anne Scamardo (Frisco, Texas), Bradford James Kupka (Richardson, Texas), Brett Andrew Walker (Plano, Texas), Dwayne Phillip Wilson (Crossroads, Texas), Patrick Emmanuel Gaston (Frisco, Texas), Timothy Benjamin Czerlinsky (Dallas) and Kabita Bhandari (Frisco, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "A technique for managing verification data, such identity information, membership information, and personal information, and the ...