US Patent Issued to United Services Automobile Association (USAA) on Nov. 11 for "Multi-factor authentication based on audio message" (Texas Inventors)

ALEXANDRIA, Va., Nov. 11 -- United States Patent no. 12,469,032, issued on Nov. 11, was assigned to United Services Automobile Association (USAA) (San Antonio).

"Multi-factor authentication based on audio message" was invented by Richard Davey (San Antonio) and Patrick Sturdivant (San Antonio).

According to the abstract* released by the U.S. Patent & Trademark Office: "Techniques are described for accessing an account on a public device. In some implementations, an audio message is received from a portable computing device, requesting to establish an account access session between the portable computing device and the public device. A first communication based on the audio message is sent from the public device to a backend server. The ba...