US Patent Issued to United Services Automobile Association (USAA) on May 27 for "Asynchronous step-up authentication for client applications" (Texas Inventors)

ALEXANDRIA, Va., June 17 -- United States Patent no. 12,316,766, issued on May 27, was assigned to United Services Automobile Association (USAA) (San Antonio).

"Asynchronous step-up authentication for client applications" was invented by Huang Trung Vo (Little Elm, Texas) and Hieu Nguyen (Southlake, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "Embodiments described herein disclose methods and systems for authorizing transactions received from client applications. The transaction request can include a first access token. After validating the first access token, the system can determine whether additional authentication is needed to authorize the transaction. If additional authentication is needed, the...