ALEXANDRIA, Va., June 16 -- United States Patent no. 12,307,425, issued on May 20, was assigned to United Services Automobile Association (USAA) (San Antonio).
"Apparatuses, methods and systems for a publishing and subscribing platform of depositing negotiable instruments" was invented by Bharat Prasad (San Antonio), Rickey Dale Burks (San Antonio) and Minya Liang (San Antonio).
According to the abstract* released by the U.S. Patent & Trademark Office: "The APPARATUSES, METHODS AND SYSTEMS FOR A PUBLISHING AND SUBSCRIBING PLATFORM OF DEPOSITING NEGOTIABLE INSTRUMENTS (hereinafter "PS-PLATFORM") provides a negotiable instrument data publish and subscribe framework, whereby financial institutions may exchange negotiable instrument deposit d...