US Patent Issued to United Services Automobile Association (USAA) on March 25 for "Systems and methods for user authentication via mobile device" (Texas Inventors)

ALEXANDRIA, Va., March 26 -- United States Patent no. 12,260,414, issued on March 25, was assigned to United Services Automobile Association (USAA) (San Antonio).

"Systems and methods for user authentication via mobile device" was invented by Christopher Paul Courtright (San Antonio) and Bradly Jay Billman (Celina, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "A user may provide a financial card to an automated teller machine (ATM) or point of sale (POS) terminal and may be authenticated by providing a gesture and/or an image selection via a mobile device to the ATM or the POS. The gesture and/or image selection may be provided using a touchscreen of the mobile device. The gesture and/or image provide...