ALEXANDRIA, Va., June 19 -- United States Patent no. 12,333,365, issued on June 17, was assigned to United Services Automobile Association (USAA) (San Antonio).

"Chip card with on/off mechanisms" was invented by Robert Lee Black (San Antonio), Matthew Ryan Santacroce (San Antonio), Andre Rene Buentello (San Antonio), Jose L. Romero Jr. (San Antonio), Timothy Blair Chalmers (San Antonio) and Samip Dilip Mehra (Peoria, Ariz.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Chip cards that are protected from unauthorized access to information and instructions stored in the chip card's chip by unauthorized persons using illicit devices that emulate chip readers to interrogate the chips in chip cards and obtain or ...