ALEXANDRIA, Va., July 9 -- United States Patent no. 12,353,529, issued on July 8, was assigned to United Services Automobile Association (USAA) (San Antonio).

"Authentication systems and methods" was invented by Joel S. Hartshorn (Port Orchard, Wash.).

According to the abstract* released by the U.S. Patent & Trademark Office: "An authentication system includes one or more processors and a memory storing instructions executable by the one or more processors to cause the one or more processors to receive a first request for an electronic data action from a user device associated with a user and to select one or more first authentication factors from a plurality of available authentication factors based on a rotation schedule, a random selec...