ALEXANDRIA, Va., Jan. 13 -- United States Patent no. 12,524,803, issued on Jan. 13, was assigned to United Services Automobile Association (USAA) (San Antonio).
"Financial autopilot" was invented by Nathan Mahoney (New Braunfels, Texas), Luis Daniel Silva (San Antonio), Gunjan C. Vijayvergia (San Antonio) and Jason Paul Hendry (New Braunfels, Texas).
According to the abstract* released by the U.S. Patent & Trademark Office: "Methods, systems, and apparatus, including computer programs encoded on computer storage media for an automated financial management system. One of the methods includes receiving data indicating a list of historic transactions of a user from a plurality of financial institutions. The method includes identifying at lea...