ALEXANDRIA, Va., Jan. 13 -- United States Patent no. 12,524,823, issued on Jan. 13, was assigned to United Services Automobile Association (USAA) (San Antonio).

"Authentication systems and methods for emergency resource provisioning" was invented by Paul Joseph Astwood (San Antonio), Steven Michael Bernstein (San Antonio), Janell Guzman (Boerne, Texas), Gregory David Hansen (Fuquay Varina, N.C.), Nina Schuessler (San Antonio), Kristina Suniga-Cabrera (San Antonio) and Mounica Urity (Mountain View, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method and system for managing and providing emergency access to one or more secured resources including a replacement mobile phone, credit card, and cash. Th...