ALEXANDRIA, Va., Dec. 16 -- United States Patent no. 12,499,448, issued on Dec. 16, was assigned to United Services Automobile Association (USAA) (San Antonio).

"Systems and method for providing card account controls and purchase impact information" was invented by Wayne Maurice Hartman (San Antonio) and Bradly Jay Billman (San Antonio).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system for providing card account controls and purchase impact information may comprise at least one subsystem that receives information regarding a potential purchase of a customer, and at least one subsystem that provides potential purchase impact information to the customer based on the information regarding the potential pur...