ALEXANDRIA, Va., Aug. 26 -- United States Patent no. 12,400,196, issued on Aug. 26, was assigned to United Services Automobile Association (USAA) (San Antonio).

"Communications methods and systems for secure account fund transfer using a third party" was invented by Valerie Ann Roth (San Antonio), Charise Renee Whitaker (San Antonio), Oscar Guerra (San Antonio), Ashley Raine Philbrick (San Antonio), Paula Ann Whittington (Helotes, Texas), Kelly Q. Baker (San Antonio), Will Kerns Maney Jr. (San Antonio), Sumita T. Jonak (San Antonio), Pragya Kamal (Phoenix), Ryan Thomas Russell (San Antonio) and Joel S. Hartshorn (Liberty Lake, Wash.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method and system for secur...