ALEXANDRIA, Va., June 6 -- United States Patent no. 12,279,886, issued on April 22, was assigned to United Services Automobile Association (USAA) (San Antonio).

"Smart gear" was invented by Carlos J P Chavez (San Antonio), Andrea Marie Richardson (San Antonio), Janelle Denice Dziuk (Falls City, Texas), Oscar Roberto Tijerina (San Antonio), Valmore M. Smith (San Antonio), Gregory David Hansen (San Antonio), Gregory Brian Meyer (San Antonio) and Courtney St. Martin (Duluth, Ga.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Smart gear, which includes electrically conductive fabric, is provided to monitor health parameters, conduct transactions, and generate power. For example, the smart gear may include one or...