ALEXANDRIA, Va., June 5 -- United States Patent no. 12,277,539, issued on April 15, was assigned to United Services Automobile Association (USAA) (San Antonio).
"Systems and methods for payment at a point of sale" was invented by Barrington Riverton Saint Aloysius Young (Austin, Texas), Bharat Prasad (San Antonio) and Bradly Jay Billman (San Antonio).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods are provided for making purchases at a merchant point-of-sale (POS) device using a mobile device. Transaction information may be communicated from the POS device to the mobile device and an authorization from the purchaser to proceed with the transaction returned to the POS device from the mobile ...