ALEXANDRIA, Va., June 5 -- United States Patent no. 12,278,820, issued on April 15, was assigned to United Services Automobile Association (USAA) (San Antonio).
"Systems and methods for location based authentication" was invented by Bryan J. Osterkamp (New Braunfels, Texas), Ryan Thomas Russell (San Antonio), Jon D. McEachron (Boerne, Texas), Gregory B. Yarbrough (San Antonio) and Janelle Denice Dziuk (Falls City, Texas).
According to the abstract* released by the U.S. Patent & Trademark Office: "Various embodiments described herein relate to a call management system that aims to provide a more efficient, secure, and dynamic technique for authenticating a user based on a location of the user. A server of the call management system receive...