ALEXANDRIA, Va., June 25 -- United States Patent no. 12,340,423, issued on June 24, was assigned to United Services Automobile Association ("USAA") (San Antonio).
"Techniques to visualize and gamify risk management services" was invented by Shane C. Osborne (Marion, Texas) and Jaime Fernandez Jr. (San Antonio).
According to the abstract* released by the U.S. Patent & Trademark Office: "Techniques for gamifying risk management services include associating a financial status of a user with a defensible position display element in a gameplay scenario, receiving risk management data regarding at least one risk management service secured by the user, associating the risk management service with at least one defensive display element in the gam...