ALEXANDRIA, Va., Nov. 18 -- United States Patent no. 12,477,059, issued on Nov. 18, was assigned to TRUIST BANK (Charlotte, N.C.).

"System and method for initiating human communication" was invented by Barath Jayaraman (Fort Mill, S.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system including a computer with at least one processing device and at least one memory device, wherein the computer executes computer-readable instructions, and a network operatively connecting the computer to at least one user device. Upon execution of the computer-readable instructions, the at least one processing device is configured to: transmit, via the network, at least one electronic communication to the at least one use...